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Business Loans

Business Loans

If Growing Your Business is the Next Step

Business Loan

MBC business loans are designed for micro, small and medium-sized enterprises.

You can borrow up to GEL 20,000 without collateral, while loans secured by real estate are available for amounts of up to GEL 300,000.

Our goal is to provide reliable, high-quality financial services with strong banking standards, less bureaucracy and faster processes.

Whether you need funding to open a new location, launch a new service, renovate or expand your workspace, purchase raw materials or inventory, upgrade equipment, invest in marketing, cover urgent expenses or consolidate existing loans into a more flexible repayment schedule, MBC can help you access the financing you need quickly and simply.

Business Loan

For Self-Employed

If you are self-employed and need funding to grow your business, MBC offers business loans of up to GEL 20,000 without collateral.

With real estate as collateral, financing is available for up to GEL 300,000.

Whether you need to upgrade professional equipment, replenish inventory, improve your workspace, take your creative work to the next stage or consolidate existing financial obligations, MBC offers a straightforward process with less bureaucracy.

When the process is simple, decisions can be made faster.

For Self-Employed

Agro Loan

MBC agricultural loans are available for all types of agricultural activity and are structured around the seasonal nature of your business.

Repayment schedules are flexible, with grace periods of up to 11 months, allowing payments to be aligned with harvest or sales periods.

Loans of up to GEL 20,000 are available without collateral. With real estate as security, financing can reach GEL 300,000.

Whether you are purchasing additional land, upgrading equipment, building a new greenhouse or covering seasonal expenses, financing is available through a simple process without lengthy procedures or unnecessarily complicated terms.

Agro Loan

How to get a business loan from MBC

The application process consists of four main steps.

01

Complete an application

You can check your credit eligibility at your nearest service centre or apply remotely online.

02

Assessment & business analysis

Our team will review your business needs and offer a financial solution tailored to your situation.

03

Get Your Decision

For secured loans, you will normally receive a response within 2-3 business days. Decisions on unsecured loans can be made within a few hours.

04

Receive funds

Once approved, the funds will be transferred to your MBC account. If preferred, you can also withdraw the amount directly from a service centre.

Frequently asked questions