Microloan Officer
Description
Key Responsibilities:
Fulfilling the credit plan through effective sales strategies
Maintaining and enhancing credit portfolio quality and performance
Introducing and cross-selling company financial products to potential clients
Delivering high-quality, accurate, and professional customer service in compliance with company standards
Receiving credit applications, conducting in-depth client interviews, and assessing overall financial status
Preparing credit files and presenting applications to the Credit Committee
Managing and executing end-to-end loan issuance processes
Monitoring credit portfolio quality and loan performance ongoingly
Reporting regularly on work progress and performance to the direct supervisor
Qualifications & Requirements:
Higher education degree in Banking, Finance, Economics, or related fields
Proficiency in office software suits (MS Office)
Strong teamwork and collaborative skills
Developed analytical thinking and problem-solving abilities
Ability to troubleshoot effectively and make independent decisions
High sense of responsibility, accountability, and integrity
Excellent verbal and written communication skills
Socially engaging, adaptable, and quick-thinking personality
Self-motivated, hardworking, and highly organized
What We Offer:
Comprehensive theoretical and practical training to foster professional development
Inclusive health insurance package
Clear opportunities for career growth and advancement
Fully company-funded pension scheme contribution (4%)